# PAYMENT PROCESSING SOLUTIONS Seamless, Secure, Scalable Payments for Every Business ## STREAMLINE PAYMENTS, DRIVE GROWTH ### Accept Anywhere Accept Payments Anywhere In-store, online or mobile with Apple Pay, Google Pay and self-service options. ### Fast Access Fast Access to Funds Boost cash flow through quick funding. ### Advanced Security Advanced Security Safeguard your business with PCI-compliant gateways, tokenization and fraud prevention tools. ### Streamlined Operations Streamlined Operations Automate invoicing, manage recurring and bulk payments, and simplify reporting. ### Scalable Solutions Scalable Solutions Flexible tools, APIs and features like Level III Data Support, mobile SDKs and 125+ shopping cart integrations to grow with your business. ### Effortless Transactions Effortless Transactions Deliver loyalty-building convenience with QR codes and secure customer vaults. ### Trusted Service and Support Trusted Service and Support Backed by our team’s expertise, we provide reliable 24/7 assistance. ## PAYMENT PROCESSING SOLUTIONS DESIGNED FOR BUSINESS Learn how our specialized banking services help businesses like yours succeed. [DOWNLOAD ONE-SHEET](https://dam.bancofcal.com/m/2890d34749656556/original/PS16-BancEdge-Payment-Processing.pdf) ## FLEXIBLE POINT-OF-SALE (POS) AND E-COMMERCE SOLUTIONS From retail stores and restaurants to professional services and eCommerce platforms, we have solutions tailored to your needs. ### POS Terminals **POS Terminals** Optimized for retail, including mobile options, with tipping feature. ### Virtual Terminals **Virtual Terminals** Ideal for business-to-business (B2B), mail order telephone order (MOTO) or online payments. ### Fully Integrated Systems **Fully Integrated Systems** Designed for complex business needs such as inventory management and multi-location businesses. ## INDUSTRIES WE SERVE BancEdge Payment Processing Solutions are trusted by businesses across a wide range of industries, such as: - RETAIL - RESTAURANTS - PROFESSIONAL SERVICES - ONLINE RETAIL - AND MORE ## FREQUENTLY ASKED QUESTIONS - [**What is payment processing?**](https://bancofcal.com/payment-solutions/bancedge/#) Payment processing is a service that enables businesses to accept customer payments through credit cards, debit cards and digital wallets. It involves point-of-sale (POS) equipment or an online payment gateway that securely transfers payment information between the customer, the business and the bank. This solution benefits a wide range of businesses, from retail stores and restaurants to e-commerce platforms and service providers, by streamlining transactions and improving customer convenience. - [**What is the difference between a POS system and a payment terminal?**](https://bancofcal.com/payment-solutions/bancedge/#) A payment terminal is a device used specifically to accept and process credit and debit card payments. It reads the card information and securely communicates with the bank to authorize the transaction. A point-of-sale (POS) system, on the other hand, is a more comprehensive solution. While it includes payment processing, it also helps you manage your entire business with features for tracking sales, managing inventory and storing customer data. - [**How long does it take to process a payment?**](https://bancofcal.com/payment-solutions/bancedge/#) Your Banc of California client account is funded the same day we receive funds from the card networks. This allows you to access your money quickly, often within 24 hours of settling your daily transactions. - [**How does Banc of California BancEdge payment processing work?**](https://bancofcal.com/payment-solutions/bancedge/#) Banc of California is a principal member of the major payment networks, giving us a direct connection for processing your transactions. This relationship allows us to bypass intermediaries and fund your account faster, often as soon as we receive the daily settlement from the networks. ## READY TO SIMPLIFY YOUR PAYMENTS? Discover how BancEdge Payment Processing Solutions can help your business thrive. Contact us today to get started.