SMALL BUSINESS LOANS

Streamlined processes give your business a direct pathway to growth.

Specialized Business Lending Program

If you own or operate one of the following types of small businesses, we have specialized lending that could meet your needs.

FRANCHISE OWNERS

Building, purchasing, transferring, consolidating debt or reimaging, you can qualify for up to a $5 million loan within the United States.

HEALTHCARE PROFESSIONALS

Close your loan within 45 to 60 days of your signed commitment. We provide 10- to 25-year variable and fixed-rate loans based on purpose.

VETERINARY PROFESSIONALS

We offer terms of 10 to 25 years based on purpose. You can secure a loan solution that fully amortizes over the life of the loan, with no balloons or calls.

INSURANCE PROFESSIONALS

We offer loans up to $5 million for real estate purchases, refinancing, acquisition, book maintenance and expansion. All loans are offered at a competitive fixed or variable rate.

LOANS FOR SMALL BUSINESS OWNERS

We offer small business loans and lending programs to help you start, acquire or grow your company.

  • Loans from $250,000 up to $8 million based on need
  • Competitive fixed and variable rates
  • 10- to 25-year terms based on the loan purpose with no balloons or calls
  • Closing within 45-60 days of a signed commitment letter.

Our lending programs include:

  • Debt Refinance
  • Practice Acquisitions
  • Expansions/Relocations
  • Partner Buyouts/Buy-ins
  • Equipment Purchases
  • Working Capital Lines of Credit
  • Commercial Mortgages

Five Reasons You Should Stop Renting and Buy Your Next Facility

Business owners are enjoying the benefits of owning their own real estate.

SBA Program Resources

SBA programs are more important than ever. Learn how to get the most from SBA loans and programs.

Business Owners: Choose Your Bank Wisely

It’s more important than ever to seek the best banker for your long-term success.

SBA LOANS

Our SBA loans provide more flexible terms, lower down payment requirements and an easier qualification process than conventional loans.

  • SBA 504 Program: Allows you to finance owner-occupied commercial real estate and large equipment financing. Designed for businesses looking to expand through land or building acquisition, construction or equipment purchase.
  • SBA 7(a) Program: Can be used to expand to another location or purchase real estate, or for those looking to combine any of these needs into one loan.

SMALL BUSINESS BANKING PRODUCTS AND SERVICES AT A GLANCE

Talk to a Relationship Manager to find a product or service that is right for your needs.

BANKING SOLUTIONS DESIGNED FOR SMALL BUSINESS

Learn how our specialized banking services help businesses like yours succeed.

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AFFORDABLE HOUSING

We partner with nonprofit and for-profit developers to help revitalize communities.

ASSET-BASED LENDING

We offer revolving lines of credit secured by your assets, providing needed working capital for your business.

CORPORATE ASSET FINANCE

We provide equipment leasing and financing solutions for large and midsize corporations.

SMALL BUSINESS LENDING

Our streamlined lending process gives your business a direct pathway to growth.

FUND FINANCE

Our nationwide team provides fast and tailored banking solutions for investors.

VENTURE BANKING

We offer flexible financing that supports you through every phase of growth.

  • "Our Clients need to be able to trust us with their deposits, and Banc of California is a name they can trust."

Lisa Feist
Director of Operations at Lanco Exchange Services

All credit products are subject to credit approval. Not an offer of credit. Terms, conditions, and fees may apply.