AFFORDABLE HOUSING FINANCE

Partnering with affordable housing developers to revitalize communities.

ENABLING MORE COMMUNITY DEVELOPMENT.

We support projects in communities that are in need of affordable housing, partnering with developers to promote prosperity and vibrancy for the people who live and work in these areas.

Let's Talk Business.

We’re dedicated to helping you reach your goals. Complete the form below, and we’ll connect you with a Relationship Manager to discuss your banking needs.

AFFORDABLE HOUSING LENDING

We actively lend in your communities

In 2023, we provided $330 million in affordable housing lending to benefit low- or moderate-income individuals and communities. These loans supported the creation or preservation of 934 housing units.

  • 276 Units

Weingart Tower

Downtown Los Angeles, CA

  • 200 Units

Vendra Gardens

Moorpark, CA

  • 47 Units

Aurora Merge

San Diego, CA

WE CAN HELP YOU IMPROVE YOUR COMMUNITY

We have the in-house expertise to assist you in structuring a loan that will benefit your current or upcoming project and, ultimately, the community where it will be located.

PORTFOLIO LENDER

We are a portfolio lender that provides you with tax-exempt and taxable loans up to $100 million to fund projects that utilize 4% and 9% low-income housing tax credits (LIHTCs).

TYPES OF FINANCING

We self-fund our loans, offering flexibility that can include fixed interest rates and debt sizing accounting for changing project demands. When you need predevelopment, construction and permanent financing to get a project built, we can help.

YOU CAN TRUST OUR EXPERIENCE

We have the ability to tailor a variety of transaction structures. Annually, we average $500 million-plus in affordable housing loan originations. And we have the on-staff experience to efficiently structure and execute your next project today.

Distinct Lending Solutions for Specific Purposes

AFFORDABLE HOUSING

We partner with nonprofit and for-profit developers to help revitalize communities.

ASSET-BASED LENDING

We offer revolving lines of credit secured by your assets, providing needed working capital for your business.

CORPORATE ASSET FINANCE

We provide equipment leasing and financing solutions for large and midsize corporations.

SMALL BUSINESS LENDING

Our streamlined lending process gives your business a direct pathway to growth.

FUND FINANCE

Our nationwide team provides fast and tailored banking solutions for investors.

VENTURE BANKING

We offer flexible financing that supports you through every phase of growth.

  • HEAR FROM OUR PARTNERS

“Banc of California's generous donation offers 15–20 high school students the opportunity to jump-start their professional development with exposure to a large corporation like BOC and one-on-one time with accomplished mentors. Through the Workplace Mentoring program, students have the opportunity to explore career possibilities, discover academic pathways and build relationships with Banc of California mentors who are skilled professionals in their fields.”

Bianca Carranco
Director of Development, Big Brothers Big SistersSM

  • HEAR FROM OUR PARTNERS

"The collaboration with Banc of California at Triada Apartments in Santa Ana, CA is a great example of how the public and private sectors can come together to benefit their respective communities. The bank’s donation has provided over 120 residents with the resources they need to achieve success."

Carolina Vasquez
Resident Service Coordinator, Project Access Resource Centers

  • HEAR FROM OUR PARTNERS

"Through Banc of California's donation, we have been able to serve over 100 families so far this year and provide free financial education courses in language to both students and adults. Our participants leave our programs equipped and empowered to build generational wealth."

Joshua Rincon
Program Director, Instituto de Avance Latino CDC

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