PAYABLES SOLUTIONS

Pay with confidence.

Approvals, audit trails and the rails your business runs on.

Modern AP needs speed without losing control. Our Payables Solutions standardize workflows, enforce dual approvals and route each payment via the method that fits (ACH, wire or card) so you move money decisively and reduce risk.

EMBEDDED CONTROLS

Multilevel approvals, user limits and dual authorization help reduce operational risk.

OPERATIONAL EFFICIENCY

Send a single file from your ERP/TMS, and receive acknowledgment files for clean posting.

SAME-DAY OPTIONS

Move funds today with Same Day ACH and same-day wires when submitted before the cutoff time.

BUSINESS CREDIT CARD SOLUTIONS

Gain control over card-based spending with organization-wide visibility.

  • Earn at least 1% cash back on every $1 in net purchases.¹
  • Set card-level limits and categories; review spending with online dashboards.
  • Issue employee cards and consolidate statements for easier reconciliation.

ACH ORIGINATION

Pay vendors, employees and tax agencies electronically with predictable timing.

  • Same Day ACH available for eligible transactions received before the cutoff time.
  • Templates, recurring schedules and Nacha file import to reduce manual work.
  • Dual controls, user limits and approval routing in Business Online.

WIRE TRANSFERS

Choose wire transfers for large payments that require precise timing.

  • Domestic USD wires are sent over the Fedwire® Funds Service with multilevel approvals.
  • Cross‑border USD payments are sent via the SWIFT network and correspondent banks.
  • Templates, import tools and beneficiary controls streamline setup and reduce keystrokes.
  • Same-day transmission is available when initiated before the cutoff; fees may apply.

INTEGRATED PAYABLES

Issue all your payments from one file, and let the bank route by the best payment rail.

  • Send a single payment file from your ERP/TMS; receive payment acknowledgments for reconciliation.
  • Route to ACH, wire, check printing or virtual card per rules and vendor preferences.
  • Add optional NetSuite connectivity and reporting to simplify month-end.

PAYROLL AND HR SERVICES

Outsource payroll and HR administration with a trusted provider.

  • Full-service payroll, tax filing and employee self-service tools.
  • Time and attendance, benefits administration, and compliance resources.
  • Streamlined setup and ongoing support.

FREQUENTLY ASKED QUESTIONS

  • Which payment types can I send?
    You can send ACH credits (vendor, payroll, tax), domestic USD wires, cross‑border USD payments, checks (via check print) and virtual card/business credit card based on your business needs. Integrated Payables lets you send one file and have the bank route each item to the optimal rail per rules and vendor preference.
  • Do you support Same Day ACH and same‑day wires?
    Yes. Same Day ACH is available for eligible transactions received before the cutoff time; wires submitted before the cutoff time transmit the same day. (Limits/fees/eligibility apply.)
  • Do you offer business credit cards or virtual cards as part of Payables?
    Yes. Business credit card and virtual card solutions extend controls (card‑level limits, categories, dashboards) and can earn at least 1% cash back on eligible net purchases. Credit products are subject to approval; terms apply.
  • Can you help with payroll and HR?
    Yes—through our preferred partner Paychex for full‑service payroll, tax filing, time and attendance, and HR tools. Services are provided by Paychex and subject to its terms.